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Health Insurance
Health insurance
is an important means to take care of yourself and your family.
An unexpected trip to the emergency room can cost more than $1,000
and without medical insurance, you are financially responsible for
all the costs.
Where
can I find an insurance plan?
Employers
often offer a health insurance plan as part of a benefit to employees.
This is usually the most efficient means to get yourself covered
by a health care plan. If your employer doesn't offer a health plan,
check with any school you may be enrolled at. Most schools offer
health plans to students and their families which can be paid to
cover a full school year or just a school term.
If health coverage
is unavailable to you through either a workplace or school, you
can get your own individual coverage.
Individual
plans
Most applicants for individual coverage must pass a health screening.
The screening is a questionnaire regarding current medical conditions
and it is only meant to identify those with the highest insurance
needs. If you pass the screening, you may elect to choose a provider
which offers individual health plans. If you do not pass it, you
can still get coverage but it must be through the State's Health
Insurance Pool plan.
Health
insurance needs
Health insurance covers important needs such as: doctor visits,
emergency room costs, eye exams, hospital expenses, x-rays, prescriptions,
psychiatric services, pregnancy and family planning services, surgery,
physical therapy and hearing exams. |
